If you’re planning to buy a home, remortgage, or invest in property, you might be wondering: do I need a mortgage broker?
While it’s possible to go directly to a lender, working with a broker like Windsor Hill Mortgages can save you time, stress, and potentially thousands of pounds.
Here’s what a mortgage broker actually does – and why they might just be your best ally in the home-buying process.
A mortgage broker is a qualified professional who acts as a go-between for you and mortgage lenders. Their job is to:
Many of the best mortgage products aren’t available directly to the public. Brokers have access to a wide panel of lenders, including high street banks, specialist lenders, and exclusive broker-only deals.
Applying for a mortgage can be time-consuming and complex. A broker handles the paperwork, liaises with the lender, and keeps things moving, so you don’t have to chase updates.
Your financial situation is unique, and so is your mortgage. A broker considers your income, deposit size, credit history, and long-term plans to recommend a product that truly fits.
If you're self-employed, have irregular income, or want a buy-to-let mortgage, a broker can help find lenders who are more flexible or experienced with your situation.
Brokers don’t just stop at the loan. At Windsor Hill Mortgages, we also help you secure:
It’s a good idea to contact a broker:
As a Bath-based brokerage, we offer personalised, jargon-free advice whether you're a first-time buyer, home mover, or landlord. We take the time to get to know you, explain your options clearly, and handle everything from application to offer.
📞 Call us on 01225 962456
📧 Email us at enquiries@windsorhillmortgages.co.uk