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Development Finance

Funding designed to support property development projects
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Funding for construction or residential projects

Our partner company Cotterell & Cotterell Commercial is experienced in devlopement finance and we are happy to make an introduction. Development finance refers to a type of funding or financial arrangement specifically designed to support property development projects.

PROJECT FUNDING finance explained

This form of financing is tailored to meet the unique needs and challenges associated with funding various stages of a development project:

Project Types

Development finance can be used for a range of projects, including residential developments, commercial properties, industrial projects, and mixed-use developments.

Stages of Development

Development finance typically covers various stages of a project, from the initial acquisition of land or property to the construction phase and eventual completion. Funding may also extend to cover costs related to planning permission, architectural design, and other pre-construction activities.

Secured Loans

Development finance is often provided as secured loans, with the property or land serving as collateral. The lender may have a legal charge over the property, giving them a claim on the property in case of default.

Loan Structure

Development finance may be structured in different ways, including phased funding based on project milestones. Lenders may release funds at key stages of the development, such as when planning permission is granted or after the completion of specific construction phases.

Interest Rates and Fees

Interest rates on development finance are often higher than those associated with traditional mortgages, reflecting the higher risks and shorter terms involved. Lenders may also charge arrangement fees and other fees associated with the administration of the loan.
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Development Finance
Development Finance

Who could benefit from THIS TYPE OF finance?

Development finance is designed to cater to the unique funding needs of individuals and entities involved in property development projects:

Property Developers

Developers undertaking residential, commercial, or mixed-use projects can benefit from development finance to fund land acquisition, construction, and other associated costs.

Investors

Investors looking to develop or redevelop properties as part of their investment strategy may use development finance to fund the project and maximise returns.

Landowners

Individuals or entities who own land and wish to develop it but lack the necessary funds may seek development finance to unlock the potential value of their property.

Construction Companies

Construction firms involved in property development projects can access development finance to cover the costs of construction, labour, and materials.

property flippers

Investors or developers engaged in property flipping, where properties are purchased, renovated, and quickly resold for a profit, may use development finance to cover acquisition and renovation costs.

Commercial Property Developers

Developers focusing on commercial properties, such as office buildings, retail centres, or industrial facilities, can benefit from development finance to fund the construction or refurbishment of these properties
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PROJECT finance support from the experts

Windsor Hill Mortgages works closely with individuals considering development finance to help them make an informed decision based on individual needs and circumstances.

Speak to one of our expert team members today to help you with your development finance requirements and long-term goals at 01225 962 456 or email info@windsorhillmortgages.co.uk

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Whether you’re a first-time buyer or a seasoned property developer our team will find you the very best deal.

Our experienced financial, insurance and mortgage advisors take real pride in offering impartial advice, so you’ll have the peace of mind that your best interests are at the heart of everything we do.

Based in Bath, we enjoy getting to know our clients and listening to their requirements to ensure we provide the right financial solutions every time.
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