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High Net Worth Mortgages

Specialised home loans designed to accommodate individuals with substantial wealth
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Realise your real estate ambitions with a high net worth mortgage

A high net worth mortgage, often referred to as a jumbo mortgage or a luxury mortgage, is a specialised home loan designed to accommodate individuals with substantial wealth. These loans are typically used to finance high-value properties that exceed the limits of conventional mortgage programs.

What are the advantages of a high net worth mortgage?

Loan Amount

High net worth mortgages are ideal for individuals looking to purchase luxury homes with price tags significantly higher than the maximum limits of conventional mortgages. These loans can range from hundreds of thousands to millions of pounds.

Customised Terms

Lenders can tailor the terms, interest rates, and repayment schedules to the specific needs and preferences of the borrower, allowing for flexibility in structuring the loan.

Asset-Based Qualification

Instead of relying solely on traditional income and credit qualifications, these mortgages consider a borrower's overall financial portfolio, including investments, stocks, and other assets. This can make it easier for high net worth individuals to qualify.

Tax Efficiency

Some high net worth mortgages offer tax benefits, such as deductible mortgage interest, which can be advantageous for borrowers in higher tax brackets.
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High Net Worth Mortgages

Who could benefit from high net worth mortgages?

  • Those who seek to purchase luxury homes or high-value properties that exceed conventional loan limits.
  • Individuals who have substantial wealth but prefer to preserve their liquid assets for other investments.
  • High net worth individuals who desire personalised loan terms and are willing to pay for the flexibility and customisation.

Offset mortgages can also be a consideration for affluent borrowers, as this allows a client to have a flexible pot of money at their disposal, which may be beneficial if they have a variety of investments.

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Making high net worth mortgages easy for you

Windsor Hill caters to affluent individuals who want to finance high-value properties while leveraging their financial standing and customising the terms to their financial goals.

Speak to one of our expert team members today to help you with your high net worth mortgage requirements at 01225 962 456 or email info@windsorhillmortgages.co.uk

With Windsor Hill Mortgages, the path to homeownership or refinancing is clear and straightforward, transforming what could be overwhelming into a smooth, informed process.

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IMPARTIAL FINANCIAL ADVICE

Whether you’re a first-time buyer or a seasoned property developer our team will find you the very best deal.

Our experienced financial, insurance and mortgage advisors take real pride in offering impartial advice, so you’ll have the peace of mind that your best interests are at the heart of everything we do.

Based in Bath, we enjoy getting to know our clients and listening to their requirements to ensure we provide the right financial solutions every time.
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