BOOK A FREE CONSULTATION WITH OUR TEAM

Private Banking Mortgages

Tailored to meet the specific financial situations of affluent clients
How much can I borrow

What is a private banking mortgage?

A private banking mortgage is a specialised home loan product offered by private banks or wealth management institutions to high-net-worth individuals and affluent clients.

What are the benefits of a private banking mortgage?

These mortgages are tailored to meet the unique financial needs and preferences of this exclusive clientele and offer:

Personalised Service

Private banks offer a high level of personalised service, including dedicated relationship managers who work closely with clients to design a mortgage solution that aligns with their financial goals and assets.

Flexible Terms

Private banking mortgages often provide more flexibility in terms of interest rates, repayment schedules, and loan structures. Clients may have the option to choose variable or fixed rates, interest-only payments, or customised terms.

Customised Financing

These mortgages can be structured to accommodate complex financial portfolios, such as incorporating investment accounts, securities, or other assets as collateral, or creating tailored financing strategies.

Larger Loans

Private banking mortgages can offer larger loan amounts, sometimes exceeding the limits of conventional mortgages, allowing affluent clients to purchase high-value properties.
GET STARTED

Catering to clients who seek a mortgage plus a broader range of financial services

Private banking mortgages are designed for individuals with substantial wealth and unique financial situations. Those who may benefit from a private banking mortgage include:

High-Net-Worth Individuals

Clients with significant assets or income who require more sophisticated financial solutions for real estate transactions.

Business Owners

Entrepreneurs and business owners looking to leverage their business assets or earnings for real estate investments.

Investors

Those with diverse investment portfolios who want to optimise their financial strategies by incorporating real estate investments within their overall wealth management.

Property Buyers in Exclusive Markets

Individuals seeking to purchase luxury properties or high-end real estate in premium markets where standard mortgages may not be sufficient.

Complex Financial Situations

Clients with complex financial structures, such as trusts, multiple income streams, or non-standard assets, may find private banking mortgages more suitable for their needs.
GET STARTED

Making private banking mortgages easy for you

Windsor Hill works closely with individuals considering a private banking mortgage to assess their specific financial situation and determine if this specialised mortgage product aligns with their wealth management goals and real estate investment plans.

Speak to one of our expert team members today to help you with your private banking mortgage requirements at 01225 962 456 or email info@windsorhillmortgages.co.uk        

WHAT DOCUMENTATION WILL I NEED

IMPARTIAL FINANCIAL ADVICE

Whether you’re a first-time buyer or a seasoned property developer our team will find you the very best deal.

Our experienced financial, insurance and mortgage advisors take real pride in offering impartial advice, so you’ll have the peace of mind that your best interests are at the heart of everything we do. 

 Based in Bath, we enjoy getting to know our clients and listening to their requirements to ensure we provide the right financial solutions every time. 

GET YOUR RATES

Our Accreditations & Partners

Buying Freehold vs Leasehold

Key Differences Every Buyer Should Know When buying a home, most people focus on location, price, and layout. But there's another important detail that can affect your finances and future plans: whether the property is freehold or leasehold. Understanding the difference can save you from surprises down the line. Here’s a simple guide to help […]
FIND OUT MORE

How to Boost Your Credit Score

What to do (or not do) Before Applying for a Mortgage If you're planning to apply for a mortgage, your credit score will play a major role in what deals you’re offered or even whether you’re approved. Lenders use your credit history to judge how reliable you are with borrowing. A higher score usually means […]
FIND OUT MORE

Investing in UK Property from Abroad

What Overseas Buyers Need to Know The UK property market continues to attract international buyers looking for a stable investment, a second home, or a future base for work or family. If you're considering buying a property in the UK from overseas, there are some important steps and details to understand before diving in. Here’s […]
FIND OUT MORE
1 2 3 … 14

We’d love to hear from you

Contact us for a fee-free initial consultation, our team of mortgage and financial experts is here to help.
Contact Form